I think the world of the retirement plan industry, but I’m the guy who likes to speak the unspeakable truths because by pinpointing what’s wrong, we can make this industry better, the problem with speaking some unspeakable truths, is that it’s not for everyone because as they said in the movie, A Few Good Men, some people can’t handle the truth. Whether it was college, law school, or work, I’m always the one who calls it as he sees it and offers suggestions on his things can be approved, it’s what has kept me out of certain circles, but I’m in the circle that I want to be. This article is all about some unpleasant truths about the retirement plan business and what we can do about it.