Month: July 2021

The single greatest determinant of your retirement portfolio’s return in coming years is how the stock market performs. The bond market comes in a close second. Everything else pales in comparison. It’s crucial to keep this in mind because it focuses your attention on what will make the most difference to your retirement financial security. …

Opinion: The most important predictor of your retirement financial security Read More »

Saving too much for retirement can be a bad thing, though it’s not all that common. “An overwhelming majority of people either are saving enough or not saving enough,” says financial planner Brian Walsh of SoFi. “It’s very rare that someone’s actually saving too much for retirement.” However, if you’re saving too much, there are …

2 Signs You’re Saving Too Much Money for Retirement Read More »

Long before “the R word” was even in John Joven’s professional lexicon, this former New York City teacher and principal wanted to leave metro living in his rearview mirror. Although he and his late wife, a university professor, weren’t ready to retire, they craved a less-frantic lifestyle and more open space.   “We had enough of …

Retiring in Newport, RI? Consider housing, health care, recreation Read More »

I recently wrote a column about how ill-prepared many Americans are for retirement (https://cutterfinancialgroup.com/blog/). My exact words were that they are “woefully unprepared financially for retirement.” Not only do few people have a solid retirement system, but the average savings for many is not on par to support a comfortable retirement. In the column I …

You May Be Closer To Retirement Than You Think | Falmouth Columns Read More »

“My husband Bill, and Henry and Helen, grew up in the old Italian neighborhood in Highlandtown, and they did lots of things together in those years,” recalled Mrs. Signorelli. “And after I married Bill, we all became real close friends, and went to a lot of parties and affairs together.”

TROY, N.Y. (NEWS10) – Police Chief Brian Owens realized at a young age that he wanted to be a police officer and now nearly a quarter century later he is looking back on a life on the force. Chief Owens is calling it a career after almost 24 years of service at the Troy Police …

Troy police chief reflects on career before retirement Read More »

Dear Liz: A relative inherited a 401(k) as a listed beneficiary, and it was simply rolled over into an IRA in her name. Now another family member wants some of the money. The relative keeps trying to explain that if she pulls out any or all of the money, it will be taxed and reduce …

Ask Liz: Recent rule changes regarding inherited retirement accounts may complicate beneficiary’s plan | Business Read More »

Dear Liz: If someone delays applying for Social Security after their full retirement age, the common thought is that their benefit grows by 8% a year until the age of 70. It accrues by that much only if you continue to work, right? I was unceremoniously laid off during the pandemic and I am holding …

Why delaying Social Security is the smartest retirement play Read More »

Jim Bever GREENFIELD — Sometimes retirement is fleeting. Just 34 days after officially retiring from the Greenfield-Central school system, Jim Bever was hired as the new principal of Greenfield Central Junior High School. Bever has filled the vacancy left by Dan Jack, who transitioned to the corporation’s main office this summer to become the district’s …

Administrator returns to G-C after month-long retirement Read More »

NORTH PLATTE, Neb. (KNOP) – North Platte’s Chief of Police is retiring after serving the city for three years. Daniel Hudson announced his retirement to city officials last month. His last day is November 2, 2021. Hudson was selected through a nationwide comprehensive recruitment process in 2018. He previously served the Los Angeles Police Department …

North Platte Chief of Police to retire in November Read More »